FHA Direct Loans

FHA Direct Lenders | Saint Petersburg Home Loans & Mortgage Refinancing  

 

At FHA Direct Loans we believe that the process of obtaining a home loan should be streamlined.  As FHA Direct Lenders and home loan experts, and our knowledge, experience, and loans options including lender credits to pay your closing costs and other resources that allows us to design programs to meet your needs.

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Your time is valuable, so our goal is to make your home loan, second home or investment property loan experience in Saint Petersburg simple, efficient, and seamless. We use our years of experience and lowest mortgage rates and fees and close home loans on time, as promised.  Whether you require a new home loan, VA loan, FHA loan or refinance our home loan experts can help. Call one of our friendly Saint Petersburg, Florida loan officers today for a Free Good Faith Estimate!

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About Saint Petersburg, Florida

 

St. Petersburg is a city in Pinellas County, Florida, United States. As of the 2015 census estimate, the population was 257,083,making it the fifth-most populous city in Florida and the largest in the state that is not a county seat (the city of Clearwater is the seat of Pinellas County).   St. Petersburg is the second-largest city in the Tampa Bay Area, after Tampa. Together with Clearwater, these cities comprise the Tampa–St. Petersburg–Clearwater Metropolitan Statistical Area, the second-largest in Florida with a population of around 2.8 million. St. Petersburg is located on a peninsula between Tampa Bay and the Gulf of Mexico, and is connected to mainland Florida to the north.

St. Petersburg was founded in 1888 by John C. Williams, who purchased the land, and by Peter Demens, who brought the railroad industry into the area. As a part of a coin toss bet, the winner, Peter Demens, named the land after Saint Petersburg, Russia, while Williams opted to name the first hotel built which was named the Detroit Hotel, both named after their home towns respectively. St. Petersburg was incorporated as a town on February 29, 1892 and re-incorporated as a city on June 6, 1903.  The city is often referred to by locals as St. Pete. Neighboring St. Pete Beach formally shortened its name in 1994 after a vote by its residents. St. Petersburg is governed by a mayor and city council.

With an average of some 361 days of sunshine each year, and a Guinness World Record for logging the most consecutive days of sunshine (768 days), it is nicknamed "The Sunshine City". Due to its good weather and low cost of living, the city has long been a popular retirement destination, although in recent years the population has moved in a much more youthful direction. American Style magazine ranked St. Petersburg its top mid-size city in 2011, citing its "vibrant" arts scene. Learn More